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Polices and Practices Regarding the Privacy for
Northwest Insurance Brokers LLC
Our Polices and practices to protect our clients’ personal information
We protect personal information about our clients by maintaining physical,
electronic and procedural safeguards that meet or exceed applicable law. Third
parties who have access to personal information must agree to follow
appropriate standards of security and confidentiality. We train people who work
for us how to properly handle personal information and we restrict access to
it.
Information we collect:
We collect nonpublic personal information about our clients from the following
sources:
• Information we receive on applications or other forms, such as name, address,
social security number, income and occupation.
• Information about our clients’ transactions with us and our affiliates, such
as claims and payment history.
• Information we receive from a consumer reporting agency, such as credit
bureau.
Information we may disclose to third parties:
We do not disclose any nonpublic personal information about our clients or
former customers to anyone, except as permitted by law. We do disclose
nonpublic information to only the companies that our agency represents as is
allowed by Section 8(G) of Indiana Department of Insurance Rule 760 IAC 1-67.
Nonaffiliated third parties to whom disclosures may be made:
We may disclose nonpublic personal information about our clients only to
non-affiliated third parties as permitted by law.
Our practices regarding information confidentiality and security:
We restrict access to nonpublic personal information about our clients to those
employees who need to know that information in order to provide product or
services to our clients. We maintain physical, electronic and procedural
safeguards that comply with federal regulations to guard our clients’ nonpublic
personal information.
Our policy regarding dispute resolution:
Any controversy or claim arising out of or relating to our privacy policy, or
the breach thereof, shall be settled by arbitration in accordance with the
rules of the American Arbitration Association, and judgment upon the award
rendered by the arbitrator(s) may be entered in any court having jurisdiction
thereof.
Reservation of the right to disclose information in unforeseen circumstances:
In connection with the potential sale or transfer of its interests Northwest
Insurance Brokers LLC. and its affiliates reserve the right to sell or transfer
our clients’ information (including but not limited to our clients’ address,
name, age, sex, zip code, state and country of residency and other information
that you provide through other communications) to a third party entity that (1)
concentrates its business in a similar practice or service; (2) agrees to be
Northwest Insurance Brokers LLC, successor in interest with regard to the
maintenance and protection of the information collected; and agrees to the
obligations of this privacy statement.
Former Customers
If you end your relationship with us, we will continue to adhere to the
policies and practices described in this privacy policy.
WEB SITE PRIVACY STATEMENT
At Northwest Insurance Brokers LLC., we are committed to protecting your
privacy as a visitor to this Web site and as our customer. To our visitors and
to our customers, we offer this pledge:
Northwest Insurance Brokers LLC. is the owner of the information, which is
collected on this Web site. We will not sell, disseminate, disclose, trade,
transmit, transfer, share, lease or rent any personally identifiable
information to any third party not specifically authorized by you to receive
your information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for
coverage and when you purchase an insurance policy from us. We will also ask
you to provide your personal information to us when you send e-mail to us from
this Web site. When you enroll for an insurance policy at Northwest Insurance
Brokers LLC., we will ask you to provide your name, home address, mailing
address, and telephone number and e-mail address. This information will be
provided to the insurance company when you purchase an insurance policy so they
can establish you as a policyholder. We will maintain a record of your
information at the offices of Northwest Insurance Brokers LLC. so we can
provide you with policyholder service. The employees of Northwest Insurance
Brokers LLC. are each required to sign and acknowledge a Confidentiality And Nondisclosure
Agreement. Each employee has been instructed on maintaining the privacy of each
customer and the importance of protecting the customer's personal information.
When you purchase an insurance policy from Northwest Insurance Brokers LLC.,
you will pay the premiums with your credit card, cash or personal check. If you
use your credit card to pay the premium, your credit card information is
deleted from our records after your purchase has been authorized. A transaction
number will be provided to you on your Binder Of Insurance. You may use this
transaction number as a reference to the credit card purchase. We do not keep a
record of your credit card information. If you pay the premium using your
personal check, we will keep a copy of your check in your file.
When you send us e-mail from this Web site, you will provide us with certain
personally identifiable information including your e-mail address.
Cookies
A cookie is a piece of data that is stored on a visitor's hard drive while they
are visiting this Web site. We may utilize a short-lived form of cookie when
you visit this site. At Northwest Insurance Brokers LLC., a cookie is only used
to identify one unique visitor from another visitor during a particular
session. A session is the period of active site-use while that unique visitor
is linked to our server. We may use cookie technology during a session as a
tool to carry forward your input information during the enrollment process.
This enables the visitor to input their information once and have the
information appear later during the enrollment process. No personally
identifiable information is stored on the cookie. The cookie expires and is
deleted from the visitor's computer as soon as they close their browser or if
they are not actively browsing our Web site for more than 20 minutes. Should a
previous visitor to our Web site return for a new session, they will be issued
a new cookie and in no way will they be recognized as a visitor from a previous
visit or session.
Third Party Links
This Web site may contain links to third party Web sites that are not
controlled by Northwest Insurance Brokers LLC. These third party links are made
available to you as a convenience and you agree to use these links at your own
risk. Please be aware that Northwest Insurance Brokers LLC. is not responsible
for the content of third party Web sites linked to Northwest Insurance Brokers
LLC. nor are we responsible for the privacy policy or practices of third party
Web sites linked to Northwest Insurance Brokers LLC. Our Privacy Policy only
applies to information we collect from you while you are at and while you are
actively in a session with Northwest Insurance Brokers LLC. If you should link
to a third party Web site from Northwest Insurance Brokers LLC. we strongly
encourage you to review and become familiar with that Web site's privacy
policy.
Changes in Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with
advance notice of our intent to make the changes.
If you have any questions about our privacy policy, please feel free to contact
us at:
Northwest Insurance Brokers LLC.
7217 Magoun • Hammond, IN 46324
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Privacy Policy
